Credit Lift AI — User Agreement

Last updated: July 15, 2026 · Draugr Inc.

This User Agreement is between you and Draugr Inc. for Credit Lift AI.

1. Acceptance

By using the App you agree to this Agreement, the Terms, and the Privacy Policy.

2. Not a credit repair company / not legal advice

Credit Lift AI is a personal organizer and letter-drafting tool. It is not a credit repair organization, law firm, consumer reporting agency, or financial advisor. Drafts are for you to review before you send. Nothing in the App is legal, tax, or financial advice.

3. Your information

You control credit report text and dispute materials you import. Keep sensitive data secure. Do not upload other people’s private information without authority.

4. Optional AI / affiliates

Optional AI features use keys or services you enable. Optional third-party product links may pay Draugr Inc. a commission if you choose them; you are never required to use them.

5. Disclaimer & limitation

Provided “AS IS.” Company is not responsible for credit decisions by lenders or bureaus, or for outcomes of disputes you file.

6. Contact

support@draugerinc.com · Draugr Inc.